Can you ever be sure of everything in your life? Do you know what will happen ten minutes from now, let alone ten years? Can you ever say for sure that you would be perfectly healthy for the rest of your life? The answer to all these questions is a no. So, how do you make sure you can have some peace of mind regarding your life and health? You get health insurance. If you’re looking to learn more about health insurance and the health insurance cost per month, then you have come to the right place. We have broken down health insurance cost per month according to the states, metal tier and plan type so you can get the insurance you need. These are based on what an average 21 year old would have to pay.
Health Insurance Cost per Month in the Different States
One major factor in the health insurance cost per month is the state you live in. So, depending on where you live, you can check the table below to see how much your health insurance will cost you each month.
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Health Insurance Cost per Month by Metal Tier
There are different metal tiers when it comes to health insurance costs, depending upon how much the health insurance is supposed to cover. So, bronze plans are the smallest in proportion and have the highest deductibles, copays and coinsurance. Platinum covers the largest proportion, which can be up to 90% of the total costs. Again, refer to the table to see the monthly premium you would have to pay according to your tier.
Health Insurance Cost per Month by Plan Type
Another factor that determines your health insurance cost per month is the type of network your plan uses, which can be HMO, POS, PPO or EPO. The last table tells you the health insurance cost per month you’ll have to pay according to your plan type.